Terms & conditions

Who we are and agreeing to these terms

These terms are an agreement between you and [EXY legal entity name], registered in [country] (“EXY”, “we”, “us”). They cover the EXY website, apps and tools: Analysis Card, Gem Detector, Chat Trade, Agentic Trading, the referral and affiliate programmes, and EXY Give.

By creating an account, connecting a wallet or using our tools, you agree to these terms, to our Privacy policy and to our Risk disclosure. If you do not agree, please do not use EXY.

You must be at least 18 years old, or the age of majority where you live, and allowed to use services like ours under the laws that apply to you.

Your account, wallet and API keys

• You are responsible for your account, your wallet and anything done with them. Keep your login details and devices secure.
• EXY never holds your funds. Your money stays on your own exchange or wallet.
• When you connect an exchange API key, give it trading permission only. Never enable withdrawals, and never share your API secret, seed phrase or private keys with anyone, including EXY support.
• You can disconnect a wallet or delete an API key at any time. Doing so stops any automated activity linked to it.

Plans, payments and renewals

Some tools require a paid plan. Prices, what each plan includes and the billing period are shown before you pay. Payments are made from your own wallet, on-chain, in the currencies we list.

• Plans renew at the end of each period unless you cancel before the renewal date.
• Blockchain network fees are paid to the network, not to EXY.
• Refunds: [EXY to confirm refund policy].
• Referral, VIP and affiliate rewards follow the programme terms shown on those pages and may change with notice.

Information, not financial advice

Everything EXY provides (analysis cards, gem scores, chat answers, sentiment readings, news and automated trading tools) is market information and software. It is not financial, investment, tax or legal advice, and it is not a recommendation to buy or sell anything.

You decide what to trade. If you use Agentic Trading, you choose the strategy, the markets and the limits, and the trades are made on your instruction through your own exchange account. Trading involves risk, including the loss of all the money you trade. Read the Risk disclosure.

Liability, changes and ending the agreement

• We work hard to keep EXY accurate and available, but we provide it “as is”. Data can be delayed or wrong, and services can be interrupted.
• To the extent the law allows, EXY is not liable for trading losses, lost profits, or losses caused by third parties such as exchanges, wallets, blockchains or internet providers. [Liability cap to be confirmed by counsel]
• You agree not to misuse EXY: no attacking our systems, scraping at scale, reselling access, or using EXY for anything illegal.
• We may update these terms. If changes are significant, we will tell you in advance on the website or by email. Continuing to use EXY after changes take effect means you accept them.
• You can stop using EXY at any time. We may suspend accounts that break these terms.

Governing law and how to reach us

These terms are governed by the laws of [jurisdiction]. Disputes will be handled by [courts or arbitration body], unless the law where you live gives you other rights.

Questions about these terms? Write to us through the contact page (topic: Legal) or at [legal@ email address].

This page is a template prepared for EXY’s lawyers to review and complete. It is not legal advice and is not yet a binding agreement.